What is the difference between a PPO vs HMO?
In a PPO you can choose any doctor you want and you typically pay 20% of the bill and the insurer pays 80%. There are ususally deductibles and a maximum out of pocket expense also.
In an HMO, you have to go to a doctor in the plan and you pay a co-pay, usually $15-25 per visit. There are only deductibles for hospital coverage.
In an HMO, you have to go to a doctor in the plan and you pay a co-pay, usually $15-25 per visit. There are only deductibles for hospital coverage.
Those are two different types of Insurance you can have. One of them, is usually easier for an office to use and file claims then the other one.
Source(s):
Past Job
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